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Legal Aspects of Buying

The purchase of a home is fraught with legal technicalities and red tape; and the purchase of park home is no different. We’ve outlined information on what you will have to bear in mind when you enter into a park home purchase.

Professional Advice


It will incur an extra cost, but it pays to acquire the right professional advice before you enter into a purchase. Independent advice in both financial and legal matters will be greatly beneficial to you in the long run.

You may also want to use the services of a solicitor throughout the purchase process. If you do, remember to budget for solicitor fees.

Costs


You will need to ensure that you have sufficient funds to pay for both the council tax and the pitch fees when required, and also make sure that you have all the appropriate insurance cover in place.

Bear in mind that insurance cover should run from the date the park home is transferred oer to your name. Any delay could result in the policy being invalidated.

Remember that there is no stamp duty to pay on a park home.

Documentation

1. Buying New


The Mobile Homes Act of 1983 requires that you, the prospective buyer, receive a written statement from the park owner at least 28 days before the purchase transaction is completed. This statement is vital, as it lists all of the legalities involved in park home ownership, while also outlining any reasonable conditions that the park owner may impose.

Upon receiving the statement, sign it and keep it in a safe place.

2. Buying Pre-Owned


When you buy pre-owned, you effectively take over the written statement held by the current occupant. You will need to sign the document to say you have received it; the park owner and the seller will also need to sign it.

You will also receive a copy of the park rules, an important document that tells you precisely what you can and can’t do on the park. This includes rules regarding pets, parking arrangements and more. It is also advisable to request the manufacturer’s handbook, which will supply you with important information on maintenance and other issues that will arise over the period of your ownership.

Park Owner’s Obligation


Remember that the owner of the park is legally obliged to reject your application for residence. However, this is a rare occurrence and the park owner must be able to justify their decision; for example, if you do not meet the park’s age requirements etc.
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